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PM-JAY: India’s Largest Free Health Protection Scheme

₹5 Lakh Annual Cover | 10.7 Crore Families | Cashless Nationwide Care

PM-JAY Benefits at a Glance

₹5 Lakh Coverage Per Year

Complete protection for major hospital treatments without worrying about the bill.

Cashless Treatment

Just show your Ayushman Card at empaneled hospitals—no payments, no paperwork needed.

No Limit on Family Size

Every member of an eligible family gets coverage under one plan.

Covers Pre-Existing Diseases

Coverage from day one for conditions like diabetes, heart disease, and cancer.

Nationwide Portability

Get treatment at any empaneled hospital in India, even outside your home state.

Secure & Verified Profiles

Transparent, digital, and fraud-free process with verified health records.

🚑 What’s Included

  • Hospitalisation
  • Surgeries & procedures
  • Medicines & diagnostics
  • ICU & implant support
  • Post-hospitalization care (as per package)

🌍 Who Can Avail?

  • Families identified in the SECC-2011 List
  • Senior citizens 70+ years automatically eligible
  • Eligible citizens = Nearly 50 Crore Indians

Success Snapshot

10.7 Cr+

Families Enrolled

24,000+

Empanelled Hospitals

National

Access to Care

Source: Latest National Health Authority data

Simple 3-Step Usage Guide

1

Check Eligibility

2

Download Ayushman Card

3

Visit any PM-JAY Hospital

Treatment = 100% Cashless

Check Your PM-JAY Eligibility Today

Link your Ayushman Card with MyKaizzen to manage benefits, find hospitals, and keep your health records in one place.

Government-backed | National Health Authority | Part of ABDM Ecosystem